National Cash Management Systems has proven to be a very valuable partner to many of my clients; as web-based businesses, they rely heavily on ACH and merchant processing. NCMS’s extensive experience in the industry has been invaluable in placing my clients with established, trusted processors when many others in the space could not. Additionally, their verification tools have proved to be very effective at lowering the number of returned payments and reducing bad debt. This is critical, as the feds and banks are instituting increasingly-stringent limitations on these products on a regular basis. It is without hesitation that I refer my clients, colleagues and peers to NCMS. Scott Merritt – President, Answers Etc. Inc.