Wouldn't it be nice to know who owns that checking account?

Account Owner Authentication (AOA) is a revolutionary fraud prevention solution that every merchant who accepts payments should utilize before delivering their product or service to their prospective customer. AOA is a “real-time” authentication tool that helps identify whether the checking/savings account that is being used to facilitate a payment does in fact belong to that individual or business. If provided by the merchant AOA also validates other data elements such as DOB, drivers’ license numbers and phone numbers to name a few. There is no other service available today that matches and validates data against records held at the customers Financial Institution.